Specialized year-round tax preparation and guidance for travel nurses, therapists, and other healthcare travelers.

Also serving real estate investors, small business owners, and other individual filers, see all services.

Reduce the guesswork, protect your income, and make tax decisions with the full picture in mind.

Stop guessing with your taxes. Start making confident decisions.

🔒Secure onboarding and document sharing through TaxDome

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Licensed CPA

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20+ Years of Tax Experience

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Audit Protection Available

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Year-Round Support Options

— THE REAL PROBLEM

Where travelers get into trouble

X Stipends that should be tax-free become taxable income

XMulti-state filings get missed or done incorrectly

XTax homes aren't maintained or don't exist at all

XConflicting advice from recruiters and Facebook groups

XMaking good money without knowing whether your tax decisions are helping or hurting you.

You can earn great money as a traveler and still have no idea if your taxes are being handled correctly.

Travel healthcare taxes involve multi-state filing, stipends, tax-home rules, and decisions that generic software or a general tax preparer may not fully account for.

How I help

Traveler-specific returns prepared with the deductions and considerations that apply to you

Multi-state filing handled with traveler-specific experience

Clear guidance around maintaining a qualifying tax home

One trusted CPA instead of conflicting advice from multiple sources

Tax decisions considered in the context of your broader goals

Not a travel healthcare professional? See all services →

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— WHY NERMINA

A CPA who understands travel healthcare because she specializes in it.

You should not have to explain your job to a CPA who is seeing a travel healthcare return for the first time.

I understand multi-state filings, stipends, tax-home rules, and the details that make traveler taxes different. I have prepared hundreds of returns for travel healthcare professionals and know how to help travelers understand, establish, and document their tax-home position before problems arise.

My work goes beyond completing a tax return. I help clients understand how today's tax decisions affect the future they're building.

— Nermina Culesker, CPA

What clients say about working with me

5 star review

“As a travel PT, taxes are complicated and you definitely want a professional who knows what they're doing. Nermina is this person!! She really understands the travel healthcare tax rules and made a stressful process a breeze.”

— Brittany, travel PT

5 star review

“I have been with Nermina for the last 3 years and she has always been prompt with her responses and very helpful when I have questions. I’m a travel RN and the taxes can get tricky, but she takes the time to explain and answer all of my questions. I would definitely recommend her!”

— Kate, travel nurse

5 star review

“Nermina is awesome. She is knowledgeable, efficient, and utilizes a very convenient software platform to gather your info, maintain correspondence, and complete your tax return, start to finish. I highly recommend her as she has been a terrific resource navigating our family's personal and business taxes.”

— Kenan, business owner

Same career. Different seasons.

I meet you where you are.

  • A simple illustration of a green sprout with two leaves.

    JUST GETTING STARTED

    You Don't Know What You Don't Know Yet

    You're excited about the income, but the tax side feels confusing. Recruiters, coworkers, and social media all offer different advice, and you want your taxes and tax home set up right.

  • A 3D digital map with location pins and route lines.

    ESTABLISHED TRAVELER

    You’ve Been Doing This for a While

    You have filed in multiple states and handled several assignments, but state tax credits, stipend questions, or inconsistent advice may have left you wondering whether something has been missed.

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    HIGH-EARNING VETERAN

    Your Tax Decisions Have More Moving Parts

    You want more than an accurate return. You want to understand how tax decisions around retirement contributions, homeownership, and multiple assignments affect what you owe.

Specialized tax support that goes beyond filing season.

  • Specialized Tax Preparation

    Federal and multi-state tax returns prepared with travel healthcare in mind, including stipends, tax-home considerations, and deductions that may apply.

  • Year-Round Tax Support

    Guidance for estimated taxes, retirement contributions, HSAs, tax-home maintenance, and other decisions that should not wait until filing season.

  • Client Care Package

    Optional annual support package
    Peace of mind beyond tax season, with audit support and access to ask questions throughout the year.

Ready for tax support built around your travel career?

Take the first step toward specialized tax support by beginning your secure client registration.

🔒Secure online onboarding, document sharing, and e-signatures.

Helpful tax tips, straight from me

Follow me for practical guidance on travel healthcare taxes, tax-home rules, filing deadlines, and the questions travelers ask most often.

Have a question?

I’m here to help

Have a question about services, pricing, or getting started? Send me a note and I’ll help you find the right next step.

I typically respond within 1-2 business days.